Helena, MT -

Montana consumers are getting their first look at what insurance will cost under the federal health care law insurance exchange.

Montana Insurance Commissioner Monica Lindeen on Monday released pricing details for different plans available from three different companies.

The insurance is available in October. Starting next year, those without insurance will have to buy it.

Rates released Monday do not include the up-front federal tax credits available for most that that earn less than 400 percent of the federal poverty level, or about $94,000 for a family of four.

The rates show that a 30-year-old could buy plans varying in cost from about $200 a month to $300 a month. Plans are offered with various co-pays and deductibles.

The state has set up a website at montanahealthanswers to help answer questions.